Life Insurance in and around Richfield
Coverage for your loved ones' sake
Now is the right time to think about life insurance

Would you like to create a personalized life quote?

It's Never Too Soon For Life Insurance
Do you know what funerals cost these days? Most people aren't aware that the common cost of a funeral today is $8,500. That’s a heavy burden to carry when they are facing grief and pain. If those closest to you cannot manage that expense, they may experience financial hardship following your passing. With a life insurance policy from State Farm, your family can maintain their quality of life, even without your income. Whether it maintains a current standard of living, keeps paying for your home or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones.
Coverage for your loved ones' sake
Now is the right time to think about life insurance

Richfield Chooses Life Insurance From State Farm
Fortunately, State Farm offers numerous policy choices that can be personalized to fit the needs of your loved ones and their unique situation. Agent Karl Herman has the deep commitment and service you're looking for to help you purchase coverage which can support your loved ones in the wake of loss.
State Farm offers a great option for individuals who thought they couldn't qualify for life insurance: Guaranteed Issue Final Expense. This coverage can be of good use by covering final expenses like medical bills or funeral costs, ensuring that your loved ones won't have to bear the burden. For more information, contact Karl Herman, your local State Farm agent and see how you can be there for your loved ones—no matter what.
Have More Questions About Life Insurance?
Call Karl at (612) 455-8844 or visit our FAQ page.
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Simple Insights®
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.
Life insurance vs annuities
Life insurance vs annuities
Staying informed about how annuities and life insurance work makes it easier to come up with a financial roadmap that's tailored to your needs.

Karl Herman
State Farm® Insurance Agent
Simple Insights®
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.
Life insurance vs annuities
Life insurance vs annuities
Staying informed about how annuities and life insurance work makes it easier to come up with a financial roadmap that's tailored to your needs.