Insurance in and around Richfield
Need insurance? We got you.
Protect what matters most

Would you like to create a personalized quote?
Tried And True Insurance Customizable To Fit You
Help protect what's important to you - your loved ones, vehicle, etc. - with the great insurance that State Farm offers. Agent Karl Herman can help you set-up a Personalized Price Plan® that's right for you. And don't forget to ask about the safe driving rewards, bundling options and discounts!
Need insurance? We got you.
Protect what matters most

Insurance Products To Meet Your Ever Changing Needs
But your car or truck is just one of the many insurance products where State Farm and Karl Herman can help. Do you operate a business in the Richfield area or want to be your own boss? Navigating the complicated world of small business insurance? Karl Herman can make it easy to find the insurance you need to protect what you’ve worked so hard to achieve. And we also offer a number of liability insurance options to guard the ones you love in the event of an illness or injury.
Simple Insights®
What is a prospectus?
What is a prospectus?
Investors can learn about a company’s investment opportunities by reading their prospectus. Find out what’s included and how it can help.
Budget breakdown
Budget breakdown
Check out these types of budgeting methods and simple money saving tips to organize your finances to fit your lifestyle & spending habits.

Karl Herman
State Farm® Insurance AgentSimple Insights®
What is a prospectus?
What is a prospectus?
Investors can learn about a company’s investment opportunities by reading their prospectus. Find out what’s included and how it can help.
Budget breakdown
Budget breakdown
Check out these types of budgeting methods and simple money saving tips to organize your finances to fit your lifestyle & spending habits.